.vj-main{--vj-ink:#17263e;--vj-muted:#4e5f74;--vj-blue:#1655a3;--vj-paper:#f6f9fd;max-width:1120px;margin:0 auto;padding:116px 26px 70px;color:var(--vj-ink);font-family:Arial,sans-serif}.vj-main *{box-sizing:border-box}.vj-main a{color:var(--vj-blue);text-decoration-thickness:1px;text-underline-offset:4px}.vj-main a:focus-visible,.vj-main input:focus-visible{outline:3px solid #1655a3;outline-offset:5px}.vj-main .vj-crumb{font-size:13px;display:flex;flex-wrap:wrap;gap:12px;margin-bottom:36px}.vj-hero{position:static!important;display:block!important;padding:0!important;margin:0 0 30px!important;min-height:0!important;background:none!important}.vj-eyebrow{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--vj-blue);margin:0 0 14px}.vj-main h1{font-size:clamp(32px,5vw,58px);line-height:1.08;letter-spacing:-.045em;max-width:890px;margin:0 0 22px;font-weight:600}.vj-main h2{font-size:clamp(24px,3vw,34px);line-height:1.17;letter-spacing:-.03em;margin:0 0 18px;font-weight:600}.vj-main h3{font-size:22px;line-height:1.23;letter-spacing:-.025em;margin:0 0 16px}.vj-main p,.vj-main li{font-size:16px;line-height:1.7}.vj-main .vj-lede{font-size:19px;line-height:1.6;max-width:800px;color:var(--vj-muted)}.vj-topics{display:flex;gap:8px;flex-wrap:wrap;padding:0 0 28px;border-bottom:1px solid #d4deeb}.vj-topics a{padding:10px 14px;border:1px solid #b9cce3;border-radius:8px;background:#fff;font-size:14px;text-decoration:none}.vj-feature{display:grid;grid-template-columns:1.35fr 1fr;gap:38px;padding:36px;background:#eaf2ff;border:1px solid #ccdcf2;border-radius:14px;margin-top:32px}.vj-feature p{max-width:550px}.vj-button{display:inline-block;background:#ffd75f;color:#192942!important;padding:13px 19px;border:1px solid #bd941c;border-radius:7px;text-decoration:none;font-weight:700;font-size:15px}.vj-workflow{display:flex;flex-direction:column;justify-content:center;align-items:center;font-size:15px;gap:8px}.vj-workflow span,.vj-workflow strong{border:1px solid #b2c7e3;background:#fff;border-radius:6px;padding:12px 16px;width:100%;text-align:center}.vj-workflow strong{background:#193858;color:#fff}.vj-workflow b{color:#7389a6}.vj-section{padding:44px 0 0}.vj-section-head{display:flex;align-items:baseline;justify-content:space-between;gap:25px}.vj-section-head p{font-size:14px;color:var(--vj-muted)}.vj-categories{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.vj-categories a{display:flex;flex-direction:column;justify-content:space-between;min-height:100px;border-bottom:3px solid #d3aa32;background:#fff;padding:20px;border-radius:6px;box-shadow:0 2px 14px #123b5e08;text-decoration:none;font-weight:700}.vj-categories small{font-weight:400;font-size:12px;margin-top:12px}.vj-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.vj-card{padding:24px;border:1px solid #d3deec;background:#fff;border-radius:10px;display:flex;flex-direction:column}.vj-card h3 a{color:var(--vj-ink);text-decoration:none}.vj-card p{color:var(--vj-muted);font-size:15px}.vj-card .vj-eyebrow{color:var(--vj-blue);font-size:10px}.vj-read{font-size:14px;font-weight:700;margin-top:auto}.vj-note{margin:34px 0 0;border-left:4px solid #d8af37;padding:24px;background:#f4f7fb}.vj-note h2{font-size:24px}.vj-note p:last-child{margin-bottom:0}.vj-article{max-width:780px}.vj-article section{padding-top:38px;scroll-margin-top:100px}.vj-article dt{font-size:14px;font-weight:700;margin-top:18px;color:var(--vj-blue)}.vj-article dd{margin:5px 0 0;font-size:16px;line-height:1.75}.vj-article nav{padding:20px;background:#edf3fb;border-radius:8px;margin-top:28px}.vj-article li{margin-bottom:8px}.vj-byline{color:var(--vj-muted);font-size:13px!important;margin-bottom:32px}.vj-calculator{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;padding:22px;background:#edf3fb;border-radius:10px}.vj-calculator label{font-size:13px;font-weight:700}.vj-calculator input{display:block;width:100%;padding:10px;margin-top:10px;font-size:17px;border:1px solid #a5b9d3;border-radius:5px;background:#fff;color:#17263e}.vj-calculator output{grid-column:1/-1;font-size:17px;font-weight:700;margin-top:8px}.vj-sources{border-top:1px solid #d3deec;margin-top:34px}.vj-sources p,.vj-sources li{font-size:14px}.vj-main ul,.vj-main ol{padding-left:24px}@media(max-width:760px){.vj-main{padding:100px 20px 48px}.vj-feature{grid-template-columns:1fr;padding:24px;gap:24px}.vj-grid{grid-template-columns:repeat(2,1fr)}.vj-categories{grid-template-columns:repeat(2,1fr)}.vj-section-head{display:block}}@media(max-width:480px){.vj-grid{grid-template-columns:1fr}.vj-calculator{grid-template-columns:1fr}.vj-topics a{padding:10px;font-size:13px}.vj-main h1{font-size:34px}.vj-workflow{font-size:14px}}@media print{.vj-main{padding:0}.vj-topics{display:none}.vj-card,.vj-feature{break-inside:avoid}}